State Fund changes effective December 1st, 2025
Beginning December 1, 2025, State Fund will update its rates for certain construction industries. This includes changes to 16 construction class codes and an increase in the minimum premiums for higher-wage employees.
If your policy is affected, you’ll receive a letter from State Fund about 90 days before your renewal with more details.
We understand premium increases are never easy. The State Fund states that these adjustments are designed to maintain fair pricing and accurately reflect the actual risks in each industry.
If you have any questions when you receive your letter — or if you’d like us to review your renewal options — our team is here to help.
